My surgeon's office called me yesterday to let me know the exact amount I would need to pay out of pocket for my surgery. I was a little surprised, because the amount was 50% more than I'd been anticipating. And 50% more when you're already talking about several thousand dollars is a lot. But then, this morning at pre-op, I saw the full cost of the surgery - more than $32k. Knowing that number, I thanked my lucky stars for my insurance and paid half. Half today, half next week. I guess there's no turning back now.